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Credits meter what your workspace consumes. Both surfaces are read-only: credits are granted, and spending is recorded.

Balance

The balance reports three numbers: Credits are held per workspace, not pooled across an organization. A team that runs a lot draws down its own balance.
Every human-facing field is expressed in credits. No surface converts credits to a currency amount.

Ledger

Entries are newest first. Each carries the amount, a reason, when it happened, and an action category — build or execution — so you can tell package builds apart from runs. The ledger is the answer to “where did the credits go”. A balance that dropped faster than expected almost always has a visible cause here.

What consumes credits

Two things: building a package, and executing a run. The usual surprises: A schedule firing more often than intended. A */5 * * * * expression left over from testing runs 288 times a day.
A retry loop. A MUST_HAPPEN step that fails retries with backoff before giving up, doing that work repeatedly on every run.
An agent staged live that should be dry-running. Dry Run still executes, so it still consumes — but it’s the right mode while you’re iterating on a spec, and it won’t compound with real side effects.

Keeping it predictable

Check schedules after testing, clear the ones you don’t need, and look at failed stories periodically rather than only when something breaks.

See also